How Is HDFC Life Click To Invest Beneficial In ULIP?

HDFC-Click2Invest

Hdfc Life  Super ULIP has Zero Allocation Charges

You can choose from 8 different fund options Equity Funds-

  1. Equity Plus Fund
  2. Blue Chip Fund
  3. Diversified Equity Fund
  4. Opportunities Fund
  5. Balanced Fund
  6. Bond Fund
  7. Income Fund
  8. Conservative Fund

Key Features of HDFC Life Insurance Click 2 Protect ULIP


The following are the main features of the plan:

  • No allocation fee
  • No administration fee
  • Total insured amount (single premium)
  • 125% of single premium 55 10 X annual membership fee premium regular and limited bonus to people under section 80C.
  • Normal and limited premium for those over 55 to 7 times annual premium.

Policy term – 5 to 20 years

Premium payment:

  1. Single salary
  2. Limited remuneration – 5, 7 and 10 years
  3. Normal insurance premium – 5 to 20 years
  4. It is a ULIP fund
  5. It is an individual plan
  6. Selection of eight funds to choose
  7. No interruption fee
  8. Changing account is allowed
  9. There is no loan available for this product

Benefits & Types of HDFC Life Click 2 Invest ULIP


Types of funds:


  • Fund Switching – You can move your accumulated funds from one fund to another anytime.
  • Premium Redirection – Pay your future premiums into different funds as per your need.
  • Partial withdrawal – You can withdraw part of the cash from your funds in case of financial emergencies.

Buy this plan at the click of a button, anytime & anywhere:


  • Generate the quote, enter your details and pay the premium. It’s that simple.
  • Pay securely & conveniently made using a Debit Card, Credit Card or Net banking.
  • Once purchased, our representatives will assist you with any further required documentation.

Flexi Pay Benefits


  • Enjoy the flexibility of paying your premium as Single, Regular or Limited paying term.
  • Choose your policy term. It could be between 5 to 20 years.

Tax Benefits


  • Be tax-smart and avail of benefits of premium paid under section 80C.
  • Another plus point, Death benefit, and Maturity benefits are exempt from Tax under Sec 10(10D).

Partial Benefits


This policy allows partial withdrawal of the money in 5 years.

Maturity Benefits


This plan provides a survivor’s warranty until insurance contract is over. If you survive the end of the insurance contract, you will receive value from your funds at maturity.

Switching between Funds


Depending on the insurance contract, the insured person can switch to other funds if desired. In this guideline, we offer 4 free changes per year. It is charged according to 4 empty switches.

Premium redirection


Insured persons can pay premiums to various accounts based on their needs.

Contact for more details: 1800 1200 771

FAQs on HDFC Life Click 2 Invest Plan


Q. What are the rates for this plan?

Ans. HDFC Life Click 2 Invest: An online ULIP offers a minimal charge structure as follows:

  1. Premium sharing rate: zero
  2. Policy Management Fee: Zero 3rd demolition rate
  3. Management fees: 1.35% pa of the daily value of the fund
  4. Mortality tax: Monthly fees depend on age and insurance coverage.

In addition, a commission of 250 rupees per application or a reduced rate of 25 rupees per application (if made through the Company’s web portal) applies only if a partial payment is requested. The first 4 partial payments, 4 mutual fund changes and 4 premium referrals during one insurance year are free.

Q. Why is this plan good for me?

Ans. HDFC Life Click 2 Invest: ULIP provides you with market-based income and invaluable financial security for your family. HDFC Life Click 2 Invest plan has minimal costs that will help your fund grow faster.

The main features of this plan are:

  1. Minimum tariff structure
  2. Choose from 8 fund options
  3. Premium Payment Options for Single Payment, 5 Payments, 7 Payments, 10 Payments or Regular Payments
  4. Contract duration from 5 to 20 years
  5. Tax exemption under sections 80C and 10 (10D) of the 1961 Computer Act

Q. What are the different fund options in HDFC Life Click 2 Invest plan?

Ans. There are 8 fund options in this plan:

  1. Equity Fund Plus
  2. Diversified Equity Fund
  3. Blue Chip Fund
  4. Opportunity fund
  5. Balanced Fund
  6. Income Fund
  7. Pension Fund
  8. Conservation Fund
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