It is mandatory for every two-wheeler owner to have two wheeler insurance. Two wheeler insurance policies can broadly be classified into two categories- third party insurance and comprehensive insurance. Depending on your personal needs and requirements, you can easily select the right policy. There are many reliable companies that offer two wheeler insurance in India.
Two-wheelers are the most preferred option for people commuting daily to their office. Here are some important things to look forward to from a two-wheeler policy by IFFCO Tokio:
Loss or damage to your vehicle: Any loss or damage caused to the vehicle due to the following natural and man-made calamities.
Natural calamities: Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rock slide.
Man made calamities: Burglary, theft, riot, strike, malicious act, accident by external means, any damage in transit by road, rail, inland waterway, lift, elevator or air.
Personal accident cover: The motor insurance provides compulsory personal accident cover of Rs. 1 lakh for an individual owner/driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle. You can also opt for a personal accident cover for the pillion rider.
Third party legal liability: Protects against legal liability arising due to accidental damages, any permanent injury/death of a person and/or any damage caused to the property.
Basic Insurance Cover
Get additional discounts on your online two wheeler insurance premium with Voluntary Deductible.
Basic Insurance Cover + Personal Accident Cover
Benefits Of two wheeler insurance policy can cover:
To complete the two wheeler insurance online renewal after expiry follows these steps:
Also, here are the t hings to know before renewing two-wheeler insurance online:
Seeing your precious motorcycle damaged—be it man’s savage action or the wrath of nature is heartbreaking. While it is a personal and financial loss, what can help in such a situation is a bike insurance. Today we see how one files a claim with the insurer in the event your motorcycle is wrecked.
If your bike is part of an accident or there is damage to a third-party individual or property, register an F.I.R. It will help speed up the claim process.
Once the F.I.R. is registered, take the two-wheeler to the nearest garage which comes under the network of the insurer.
Once your bike is deposited at the garage, talk to the insurance firm’s customer representative. He or she will guide you on the documents required for making a claim.
Ensure you submit all the required documents and do not forget to attest them. Once you do, the documents undergo verification.
The customer service representative gets an estimate of the cost and repairs and once the documents are verified, the insurer makes the payment to the garage.
The insurer will inform you about the payments made and if there is any payment you need to do. Once your bike is ready, you can take it away immediately.
Two-Wheeler Insurance Premium Online
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