What is a pre-existing condition a pre-existing condition is a medical condition that existed before your insurance policy? began for example conditions like diabetes high blood pressure heart disease cancer are possibly existing in individuals before they purchase insurance. Why are pre-existing conditions not covered insurance companies can stay in business only if the total claims processed are less than the total premiums received. Since pre-existing conditions have a higher probability of larger claims. If insurance companies start covering pre-existing conditions. The total claims processed can exceed that total premium received and the insurance companies.
Will go out of business what determines a pre-existing medical condition some of the factors that can help in determining. Whether your condition was pre-existing include the doctor’s diagnosis lab test results and your medical history. When insurance companies evaluate your claims they review. This information looks for any indication of pre-existing conditions and processes your claim accordingly, for example, an individual purchased insurance and then suffered a heart attack. The diagnosis lab test results and medical history indicate that the patient has a history of heart problems and the heart attack was due to a pre-existing medical condition.
If pre-existing conditions are not covered then why buy travel medical insurance, not all medical problems are related to pre-existing conditions. When you travel away from home you are more exposed to unknown risks and medical emergencies. You should protect yourself from common medical risks like accidents. Falls sickness injury and other medical emergencies that can cost you thousands of dollars and cause severe financial and emotional stress.
Pre-medical insurance coverage are in Medical Travel Insurance, Buy Medical Travel Insurance Plan, Buy Travel Insurance, Travel Insurance with Medical Cover.
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