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Health Insurance Key points

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Religare Health Insurance Company Limited. is a main health insurance merchant and represents considerable authority in the circulation of a scope of health insurance items. Religare has its stakeholders holding three interrelated associations - Religare Enterprise Ltd, Corporation Bank, and Union Bank of India. Religare Health Insurance Co. Ltd. is advertised by the general population behind India's driving super-claim to fame doctor's facility chain, Fortis Healthcare Ltd. The Religare Health Insurance Co Ltd has over a million fulfilled clients and in excess of 1700 workplaces all through India.

Today, health insurance has turned out to be in excess of a need for everybody, keeping in see the expanding healthcare and hospitalization costs. Likewise, the present way of life of people makes them more powerless against different infections that positively need medical help. With its administrations extending from healthcare conveyance to preventive health arrangements, Religare Health Insurance Co. Ltd. has a strong dispersion direct in the Indian insurance showcase. Religare health insurance designs are effortlessly accessible on the web and people can browse a scope of choices in every classification, for example, Individual and Family Floater.

Subsequently, it is recommended to insure oneself against any medical emergency that may emerge so the back up plan can deal with the insured monetarily.

Religare Health Insurance gives intriguing advantages in health insurance arrangements that nearly suit the necessities of the clients. Covering up to 6 relatives, pre-existing disease after a stipulated holding up period, and pre and post hospitalization costs, Religare has a portion of the best health insurance designs in the insurance space.

Religare Health Insurance Company Limited. has a super solid network of doctor's facilities ie network hospitals with guaranteed cashless treatment in a hassle-free way.

Try Religare health insurance premium by adding the machine to know how much premium you need to pay for a specific approach. The accompanying health insurance designs are offered

  • Care - Health Insurance Plan
  • Joy - Maternity Focus Health Insurance Plan
  • Enhance - Top-up Insurance for already Insured
  • Assure - Critical Illness Benefit Plan
  • Secure - Personal Accident Insurance

Religare Care Health Insurance Plan

This Religare Health Insurance design offers finish coverage to you and your family with guaranteed speedy claim settlement and hassle-free life for the duration of your life. Following are the key highlights :

  • A wide network of over 4758 hospitals with cashless facility
  • Auto-renewal health insurance policy when exhausted
  • Free annual health check-ups for the family
  • Global healthcare treatment
  • Online policy payment & no paperwork

Additional Benefits:

  • No cap of vital expenses, viz. doctor consultation fee and more.
  • No claim-based loading at the time of renewal.
  • Up to 100% NCB (no claim bonus).
  • 15 days of policy trial and instance cancelation.
  • Tax benefits u/s 80D and 3-years policy with 10% discount and 2-year policy with 7.5% discount.

Eligibility:

  • Minimum age of entry: 90 days.
  • Maximum age of entry: no bar.
  • Policy Renewal: Throughout life.
  • Premium on renewal: Subject to change with IRDA approval.
  • Waiting Period: up to 30 days in case of any illness and not an injury.
  • Renewal Relaxation Period: 30 days post policy expiry.
  • Update Sum insured: Sum Insured is subject to change upon policy renewal.

Religare Joy Health Insurance Plan: A Maternity Insurance Focused Plan

This Religare Health insurance plan covers hospitalization expenses in case of pregnancy along with both health and maternity needs, not only at present but also tomorrow.

Religare believes in the miracle of life, which is the most joyous experience of the lifetime. Following are the key features:

  • A wide network of over 4758 hospitals with cashless facility
  • Great blend of medication and healthcare
  • Maternity claims with a waiting period of 24 months
  • No claim bonanza brings 100% increase in Sum Assured
  • Newborn baby coverage if any

Additional Benefits:

  • A three-year policy that powers you shift your focus onto what's more important for you, instead of worrying about policy renewal, claim and so forth.
  • Tax benefits on premiums paid towards the health insurance policy, as per Income Tax Act.
  • 15 days of policy trial and instance cancelation.
  • Free day care treatment across a wide network of over 4758 hospitals.
  • Maternity expenses covered, in case of hospitalization for child delivery.
  • Free coverage of newborn baby for up to 90 days, and then at standard premium payment.
  • Pre-hospitalization expenses for up to 30 days and post-hospitalization expenses for up to 60 days.
  • No claim bonanza brings 100% increase in Sum Assured.
  • Private air-conditioned room.

Eligibility:

  • Minimum entry age: 18 years for an adult, 1 day for a child as well as a newborn.
  • Maximum entry age: 65 years for an adult, 24 years for a child, and 90 days for a newborn.
  • Policy exit age: Lifelong.
  • Coverage type: Individual/Family.
  • Premium on renewal: Subject to change with IRDA approval.
  • Waiting Period: up to 30 days in case of any illness and not an accident, 2 years for maternity, 24 months for medication/treatment, 48 months for any existing disease.
  • Policy term: 3 years.
  • Maternity coverage: up to 45 years of age.

This Religare Health Insurance policy is particularly intended for senior subjects in your family. Presently, you can care more for elderly individuals in your family with assured wellbeing coverage up to Rs. 10 Lakh. Here are the key features:

  • Flexible policy terms (1 year/2 years/3 years)
  • Cashless treatment across 4758 hospitals nationwide
  • The benefit of annual health check-up
  • 100% additional sum assured upon exhaustion of sum assured
  • Ambulance coverage up to Rs. 1000 per hospitalization

Additional Benefits :

  • Coverage up to 10% of pre-hospitalization expense
  • Coverage up to 10% of post-hospitalization expense
  • Companion benefit up to Rs. 15,000 if hospitalization exceeds 10 days
  • Coverage for domiciliary hospitalization expense up to 10% of sum assured after 3 days

Eligibility:

  • Minimum entry age: 46 years (Individual) and Eldest insured individual - 46 years (floater)
  • Maximum entry age: Lifelong (Individual) and Lifelong (floater)
  • Proposer's age: 18 years of above
  • Coverage type: Up to 6 members (Individual/floater)
  • Initial waiting period of 30 days

Religare Enhance Health Insurance: A Top-up Insurance for already Insured

Expanding medical inflation requests additional tend to you and your family at an essentially lesser premium, as Religare Health Insurance does not need you to have any additional burden that could end up being a money-related crisis for you. Following are the key features:

  • A wide system of more than 4758 healing facilities with cashless facility
  • Free yearly wellbeing registration for the family
  • No claim-based stacking at the season of reestablishment
  • Online policy installment and no paperwork
  • 170 childcare procedures

Additional Benefits :

  • No cap for vital expenses, viz. doctor consultation fee and more.
  • Free annual health check-ups for the family
  • Pre-hospitalization expenses for up to 30 days and post-hospitalization expenses for up to 60 days.
  • No claim-based loading at the time of renewal.
  • 15 days of policy trial and instance cancellation.
  • Tax benefits u/s 80D and 3-years policy with 10% discount and 2-year policy with 7.5% discount.

Eligibility:

  • Minimum entry age: 1 day.
  • Maximum entry age: No bar.
  • Premium on renewal: Subject to change with IRDA approval.
  • Renewal Relaxation Period: 30 days post policy expiry.
  • Waiting Period: up to 30 days in case of any illness but not an injury.
  • Co-payment: You have to pay only 20% of the claim if you enroll at the age of 61 years.
  • Group Discount: Subject to group size, 5 to 20%

Religare Assure Health Insurance Plan : A Critical Illness Benefit Plan

The present inclining way of life presents a few risks throughout your life, which you would need to disregard yet couldn't generally discover the exit plan. This Religare medical coverage design offers comprehensive coverage for 20 basic illnesses, including a personal accident. Following are the key features:

  • Up to 20 critical illnesses covered
  • Accidental death covered
  • Permanent disability covered
  • Free annual health check-ups
  • Quick claim settlement by the company
  • Zero days survival

Additional Benefits :

  • A lump sum amount equal to total Sum Insured is given to the family, in case of accidental death or permanent disability.
  • Free annual health check-ups for the family
  • Additional option to get a doctor (if required) at no additional cost.
  • Income Tax benefits on premiums paid towards the Health Insurance policy u/s 80D as per Income Tax Act.

Eligibility:

  • Minimum entry age: 18 years.
  • Maximum entry age: 65 years.
  • Insurance coverage: Individual/family floater
  • Policy renewability: Lifelong
  • Under this Religare Health Insurance Policy, Sum assured is 3 lakh to 1.20 crore
  • Discount: 3-years policy with 10% discount and 2-year policy with 7.5% discount

Religare Secure Health Insurance Plan: A Personal Accident Insurance

This Religare Health Insurance policy straightforwardly addresses each worry that emerges in case of a personal accident. It brings different extra advantages, including bother free claim settlement, mindful administrations while the recuperation procedure stays sure with guaranteed great wellbeing toward the day's end. Following are the key features:

  • Accidental death covered
  • Coverage for reconstructive surgery
  • Coverage for permanent/partial disability
  • Coverage for child education

Additional Benefits :

  • Under this Religare Health Insurance Policy, Sum insured is paid to the nominee, in case of a tragic loss.
  • Coverage for any surgery or fracture as advised by a medical expert or doctor.
  • Sum insured is paid to the nominee, in case the insured goes missing over a period of one year.
  • Coverage for any expense that resulted due to artificial arm/leg/eye or for medical equipments, viz. hospital bed, wheelchair and so on.
  • Coverage for any expense that resulted due to artificial arm/leg/eye or for medical equipments, viz. hospital bed, wheelchair and so on.
  • Reimbursement of ambulance expenses incurred due to any medical emergency.

Eligibility:

  • Minimum entry age: 91 day.
  • Maximum entry age: 24 years for child and 70 years for adult
  • Policy renewability: Lifelong
  • Policy issuance: Subject to underwriting and approval
  • Change in occupation: Information regarding change in occupation or profession is expected
  • Document verification: You might require to appear for document verification
  • under this Religare Health Insurance Policy, Any existing disease/ailment or symptoms/surgery within initial 30 days of policy start.
  • Any self-inflicted injury, viz. Suicide etc.
  • Medical expense incurred for treatment of alcohol/drug consumption.
  • Medical expense incurred for treatment of AIDS.
  • Any congenital disease.
  • Treatment arising from abortion/miscarriage/childbirth or a similar case.
  • Hospitalization due to war/nuclear weapons/riots/strike.
  • Treatment of infertility.

Top Religare Health Insurance Plans

  • Religare Secure health insurance plan
  • Religare Enhance health insurance plan
  • Religare Assure health insurance plan
  • Religare Care health insurance plan
  • Religare Joy health insurance plan
  • Religare Care freedom health insurance plan
  • Step 1: Fill Basic Details of You & Your Family, Set Your Sum Insured Amount & Get FREE Instant Quote.
  • Step 2: Compare Low To High Premium Amount Plans Of India's Best Insurance Companies.
  • Step 3: Compare Each Plan in detail. Policy Brochure are Available.
  • Step 4: Select Best Health insurance plan & Buy.
  • Step 5: Fill Basic Details of You & Your Family, And Get your Policy Number.
  • Step 6: Make Payment Online (Net banking, Debit card, Creadit card Are accepted)
  • Step 7: Bingo Your Policy is Genarated.
  • Step 8: Get soft-copy on your E-mail within 2 min & hard-copy within in 5 days at your home address.

Documents needed to apply for Health Insurance

You need to provide below mentations documents to apply for an Health Insurance
1.Identity proof

2. Age Proof

3. Address Proof

4. PAN Number

5. Aadhar Card Number

  • Any surgery, operation, disease, illness or occasion that happens or gives first suggestions or symptoms inside starting 30 long stretches of the term of the policy.
  • Expenses brought about to fix self-incurred wounds emerging out of an endeavor to suicide and so forth.
  • Medical expenses brought about because of any disease, disease, affliction or occasion emerging out of liquor utilization or medication mishandle.
  • Any sum spent on the medical treatment of HIV/AIDS.
  • Congenital disease.
  • Medical expenses brought about amid childbirth or for treating any medical issues emerging out of childbirth or pregnancy. For instance, abortion, miscarriage, and so forth.
  • Expenses made for treatment and tests emerging out of barrenness or vitro fertilization.
  • Medical possibilities emerging out of the riot, war, strike, nuclear threat, and so forth.

Religare health insurance gives you an assurance for satisfactory health coverage. This coverage stays dynamic as long as you recharge your Religare health insurance policy before the due date. Religare health insurance recharging is exceptionally simple and brisk. You should simply give your current policy points of interest, viz. policy number alongside some individual subtle elements, for example, your name, date of birth, and so on., and make the reestablishment payment electronically.

Utilize a Visa, check card or internet managing an account to reestablish Religare health insurance online. When you make the payment, you get the policy renewal confirmation. It's that simple!

Procedure to Renew Religare Health Insurance Plan Online

  • It is fundamental to renew Religare health insurance policy to ensure the coverage stays in force. On the off chance that your current Religare health insurance policy has expired or is going to expire, at that point here is the time. Get it renewed before the due date to remain covered, as you never know when a medical emergency strikes.
  • To begin, sign onto Religare health insurance website and tap on Renew choice gave on the best menu. This will open another page in another tab. There will be a few fields where you have to enter the accompanying subtle elements to process your Religare health insurance renewal.
  • Under the 'Utilization Your Existing Details to Renew' discourse box, give your current policy number and Date of Birth.
  • Tap on the Submit catch to continue.
  • Further, you have to give the points of interest requested that on the website get your health insurance policy renewed.
  • You can make the exceptional payment through Internet Banking, or utilize a Debit or Credit Card.
  • Once the policy is renewed, you will get a confirmation for the same. You can likewise renew your current Religare health insurance policy on Policy Planner. Basically, enter the expected information to look at and get the best health insurance quotes online.

Religare Health Insurance allows the policyholder with a free-look period in order to review the terms and conditions of the policy carefully. In case the policyholder is not satisfied with the policy, he can apply for the cancellation of the health insurance policy during this free-look period. However, the policyholder will have to pay the premiums on the pro-rated basis for the number of days for which the policy was active along with the medical tests done before the policy, and the stamp duty.

The remaining part of the paid premium shall be refunded to the policyholder.

Also, one can apply for the cancellation of the Religare Health insurance Policy anytime during the term of the policy.

In such case, amount if premium according to the short scale grid shall be refunded to the individual. This grid is well-mentioned and explained in the terms and conditions of the policy. However, if the policyholder has made a claim already, then no amount shall be refunded to him on cancellation of the policy.

Compare Health Insurance Online

Health insurance plans have become a must for every individual. Selecting the right plan at an affordable premium is as necessary. Health insurance is an imperative buy as it helps you to keep up with the ever soaring healthcare costs, thus securing a healthy future for yourself and your family. But it is the most intricate insurance product of all.

Take care of your family

Have you ever bought something only to find out later that you could have gotten the same item cheaper elsewhere? Policy Planner was created for this reason and that is to help people across the country save on buying insurance.

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