As the Star Health and Allied Insurance Co, Ltd., bargains in the health segment just, hence the insurance designs are particularly identified with health just with an extensive variety of choices on the platter. Characterizing the point of a health insurance strategy, it is a coverage against the substantial medicinal costs an individual is going to manage later on. Real expenses of doctor's facilities, prescriptions and other health related issues are covered under the approach chose by the arrangement searcher appropriately.

Star Health issue approaches on singular health, individual mishap and overseas mediclaim strategies to their clients and furthermore instruct a more extensive open about the various alternatives accessible under the items and administrations offered by the Star Health Insurance Company. Having an unmistakable familiarity with the requirements of the general population, they have curated their plans to suit general and real circumstances identified with health.

Numerous approaches offered by the Star Health insurance additionally give customized specialist visit to the arrangement holders getting hospitalized with a specific end goal to get a reasonable photo of the ebb and flow conditions and the ailment. The approaches extend from Family Floater Schemes to Senior Citizen Health Coverage and considerably more.

Star Health Insurance claims of hassle-free and client well disposed direct claim settlement without intercession of TPA. Building and keeping up a persisting association with clients, the strategies are composed with an exceptional watch over giving brief, considerate and quality support of the clients. The following is the rundown of all health insurance designs by Star Health Insurance Company:-

Family Health Optima Insurance Plan

Family Health Optima Insurance Plan is a solitary approach that offers wide coverage to the guaranteed and his family at a moderate cost. It offers additional entirety guaranteed which is well known as auto energizes with no extra cost. It will likewise give free health checkup to the entire year.

Key features:

• The advantage of free Health Checkup benefits for each claim free year.
• 3 times Automatic restoration of Sum insured by 100% consistently on total weariness i.e. exhaustion.
• Cover for Assisted Reproductive Treatment.
• New-born baby cover from sixteenth day.
• Giver costs for organ transplantation.
• Domiciliary Hospitalization Expenses for treatment exceeding 3 days.
• Cover though day care procedures.
• A grace time of 120 days from the date of expiry of the approach is accessible for renewal.

Sum Insured	3 Lakhs to 25 Lakhs
Renewability	Lifelong
Policy Term	1 year
Co Payment	20+ of each and every claim
Eligibility	18 to 65 years

Senior Citizens Red Carpet Health Insurance Policy

A powerful health insurance strategy that is uniquely intended for the old individuals who lies in the age gathering of 60 to 75 years. Needful consumers can undoubtedly benefit from this plan as it is prepared to buy with no pre-medical test.

Key features:

• Entry age from 60 to 75 years.
• Ensured Lifelong renewals.
• No pre-acceptance medical screening.
• In-quiet Hospitalization Cover.
• Coverage for all Pre-existing illnesses following a year from the date of the beginning of the first arrangement.
• Cover for Medical Consultations as an Outpatient.

Sum Insured	1 to 10 lacs
Renewability	Lifelong
Policy Term	1 year
Co Payment	30% for normal claim and 50% for people with preexisting disease
Daycare treatment	Upto a specified limit

Star Comprehensive Insurance Policy

Star Comprehensive Insurance Policy-One more successful health insurance plan that offers outpatient expenses and in-quiet expenses. The arrangement is giving comprehensive advantages to the entire family that will definitely diminish your health-related worries. This will plan will help you a great deal I lessening the financial burden.

Key features:

• Covers expenses that happen on Bariatric surgical techniques and its complications.
• Air ambulance assistance, Second medical conclusion are covered.
• Cost of health registration for each square of 3 claim free years.
• Cover for maternity (ordinary and cesarean delivery) and Newborn baby.
• Programmed restoration of the whole Sum insured by 100%.
• The dental/ophthalmic cover on OPD premise.
• Healing facility money benefit.
• Cover for more than 400 childcare systems.
• Individual accident cover against Death and Permanent aggregate disablement (equivalent to the Health Insurance cover) at no extra cost.
• 100% Increase in Sum Insured upon a claim-free renewal.

Entry age	18 to 65 years along and defendant children of 3 months to 25 years
Policy Term	1 year
Sum Insured	5 to 25 lac
Co Payment	10 percent*
Renewability	life-long

Medi-Classic Insurance Policy (Individual)

Medi Classic Insurance from star Health is a policy that accommodates reimbursement of hospitalization costs brought about because of illness/disease/sickness or potentially incidental wounds with the goal that you can keep your fantasies alive.

Key features:

• Cashless hospitalization wherever conceivable.
• A system of in excess of 6000 healing facilities crosswise over India.
• 24x7 Toll-Free.
• Helpline. Data on health through free health magazine.
• Office to keep up individual health record in electric arrangement.
• Sum insured to increment by 100 percent for claim free year.

Entry age	An infant of 5 months to 65 years
Policy Term	1 year
Sum Insured	Rs.1.5 lakh to 10 lakhs
Renewability	life-long
Premium	Fixed premium for all

Star Health Gain Insurance Policy

This powerful health insurance design permits you the flexibility to insured about picking the sum assured sum that you require, the exceptional that you can pay from your financial plan and an impeccable expense saver. You can purchase the same on individual and floater premise also.

Key features:

• Health insurance policy that covers both Outpatient expenses and inpatient expenses.
• Alternative to pick premium to be paid and Sum Insured required.
• Premium alternatives: Rs.15000/ - ; Rs.20,000/ - ; Rs.25,000/ - ; and Rs.30,000/ - ( material GST additional).
• Sum Insured options(for inpatient hospitalization): Rs.1 lakh, Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs and Rs.5 lakhs.
• Sum Insured Type alternative: Individual and Floater.
• Policy term: Multi year.
• Speedier and bother free claim settlement.
• Cashless hospitalization.

Entry age	5 months to 65 years
Policy Term	1 year
Sum Insured range	Rs. 1 Lakh to 5 lakh
Renewability	life-long
Cooling off Period	30 Days

Super Surplus Insurance Policy

A powerful health insurance design at a reasonable premium. You can undoubtedly enlist yourself or your adored one under the same with no mineral acknowledgment report. Sum paid by any mode other than with money for this insurance is qualified for help under Section 80D of the Income Tax Act.

Key features:

• It is basically a top up policy providing higher sum insured at a very affordable premium.
• Pre-existing diseases covered after 36-months waiting period.
• No pre-acceptance medical screening required.
• This policy can be taken on Individual Basis and also on Floater basis.
• The policy offers two plans: Silver Plan and Gold Plan.

Sum Insured	3 to 10 lac
Policy Term	1 year
Renewability	life-long
Entry age	18 years to 25 years along with dependent children of age 3 month to 25 years
Co-Pay	For people of age 60 and above is applicable for a 10% co pay

*10 percent of claimable expenses for individuals with entry age 60 years

Diabetes Safe Insurance Policy

A type of health insurance arranges for that insurance against diabetes for both 1 or 2 kind of diabetes. There will get be no pre-acknowledgment restorative screening. In addition, the benefactor cost against kidney transplant will be at risk to get cover.

Key features:

• Policy can be taken on Individual and Floater basis.
• Two Plans are available – Plan A and Plan B.
• Plan A – Pre-acceptance medical screening is compulsory.
• Plan B – There is no pre-acceptance medical screening.
• No Waiting Period for Plan A. 15 months waiting period for Plan B.
• Outpatient expenses – for Medical consultations, Diagnostic tests, medicine and drugs.
• Compensation for Accidental Death of the chosen insured person.
• Donor expenses for kidney transplant surgery.
• Dialysis expenses @ Rs.1000/- per sitting up to 24 months.
• Cost of artificial limbs due to amputation up to specified limits.

Sum Insured	Upto 10 lac
Policy Term	1 year
Restoration	Automatic restoration of entire sum insured
Day Care Procedure	Upto 400
Waiting-period	Vary from plan to plan

Star Cardiac Care Insurance Policy

Star Cardiac Care Insurance Plan is a powerful type of Health Insurance policy that gives cover against a wide range of costs identified with the treatment of guaranteed. This policy is for individuals who have experienced out of the blue the named medical procedure/intervention/redress for the current Cardiac illnesses.

Key features:

• This policy has two Plan choices – Gold Plan and Silver Plan.
• Under both the Plans hospitalization costs for non-cardiac infections and accidents are covered under Section 1.
• Under Section 2: Gold Plan covers both restorative administration and careful/interventional administration for cardiac-related illnesses while Silver Plan covers just Surgical/Interventional administration.
• Outpatient Benefit is there under the two plans.
• Personal Accident Death Cover is additionally under the two plans.

Entry age	10 years to 65 years
Policy Term	1 year
Sum Insured	Up to 10 lakhs
Renewability	life-long
Co pay	10*

*10 percent of claimable expenses for individuals with entry age 60 years

Star Net Plus

Star Net Plus offers lump sum amount to the insured on the off chance that he/she announced as AIDS patient under segment 1 and in area 2 you will get inpatient hospitalization cover.

It is the first of its kind medical coverage plan who are now contaminated with the human immunodeficiency infection.

Key features:

• An exceptional policy from Star Health guarantees that care achieves the individuals who require it the most.
• The principal policy in India to cover HIV positive individuals.

Sum Insured	Up-to 50000
Medical screening	Required
Waiting period	Within 90 days of commencement
Annual premium	Up to 4000
Entry age	No age limit

Star Care Micro Insurance Policy

Star Care is a health insurance plan that provides protection for individuals as well as the entire family, on the payment of a single premium under a single sum insured. The Single Annual sum insured of Rs.1,00,000/- covers all your family members, if it is a floater policy.

Key features:

• Policy is available on Individual and Floater basis in Tier I and Tier II places.
• Cover for pre-hospitalization and post hospitalization.
• Hospital Cash benefit if treatment taken in Government hospital.
• Ambulance charges for emergency transportation upto a sum of Rs.500/- per hospitalization and overall limit of Rs.1000/- per policy period.
• Pre Hospitalisation expenses upto 30 days prior to admission in the hospital.
• Post Hospitalisation expenses upto 60 days after discharge from the hospital. Medical expenses incurred upto 7% of hospitalization expenses subject to a maximum of Rs.3,000/-.

Entry age	Up to 25 years
Sum Insured	Up-to 2 lac
Renewability	25 Years
Policy types	Individual and floater
Network hospitals	8400+

Star Criticare Plus Insurance Policy

Star Criticare Plus Insurance is a policy that intends to offer reimbursement of hospitalization costs brought about because of illness/ailment/sickness or potentially accidental wounds and furthermore gives a single amount sum on the off chance that the protected individual is determined to have a noteworthy illness as recorded in the policy out of the blue amid the policy time frame.

Key features:

• Cover for 9 specified critical illness.
• Lump Sum payment on diagnosis of critical illness.
• No survival period.
• Also covers regular hospitalization.
• Cover for non-allopathic treatment up to specified limit.
• On payment of lump sum, the cover will continue until expiry of the policy for regular hospitalization.

Sum Insured	Up-to 10 lac
Entry age	Up to 65 years
Renewability	lifetime policy
Co payment	30%
Premium	From INR 3750 to 35350

*Terms and conditions apply

Star Family Delite Insurance Policy

Star Family Delite Insurance Policy" – a policy which offers security at a moderate cost for the whole family under a solitary sum. Hospitalization Cover ensures the guaranteed inpatient hospitalization costs for at least 24 hrs. These costs incorporate room to rent, nursing and boarding charges, Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drug.

Key features:

• Affordable health insurance policy for the family.
• Sum insured on Floater basis.
• Cover for pre-hospitalization and post hospitalization.
• Cover for specified day care procedures.
• Ambulance charges for emergency transportation to hospital as per specified limits.

Sum Insured	Up-to 3 lac
Entry age	Up to 65 years
Renewability	lifetime policy
Medical screening	Required for people with age above 50 years
Premium	From Rs.2800 to Rs.33100

Star Special Care

This policy uncommonly intended to give medicinal insurance scope to youngsters determined to have Autism Disorder. The costs caused on treatment of certain procedure or potentially medications are payable up as far as possible.

Key features:

• Room, boarding, nursing costs (comprehensive) as gave by the Hospital/Nursing Home up to Rs.5,000/ - every day.
• Be that as it may, if the safeguarded picks to involve a Shared Accommodation, the protected individual will be paid a measure of Rs.500/ - every day subject to a most extreme of Rs.2000/ - per hospitalization and Rs.10,000/ - per policy period.
• Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees.
• Anesthesia, Blood, Oxygen, Operation Theater Charges, Surgical machines, Medicines, and Drugs and so forth.
• Crisis Ambulance up-to a whole of Rs. 750/ - per hospitalization and a general cutoff of Rs. 1,500/ - per policy period.

Sum Insured type	Individual
Sum Insured	Upto 300000
Policy term	1 year
Pre acceptance medical Screening	NA
Co pay	20 % of every claim

*Terms and conditions apply

• Family Health Optima Insurance Plan
• Senior Citizens Red Carpet Health Insurance Policy
• Star Comprehensive Insurance Policy
• Medi-Classic Insurance Policy (Individual)
• Star Health Gain Insurance Policy
• Super Surplus Insurance Policy
• Diabetes Safe Insurance Policy
• Star Cardiac Care Insurance Policy
• Star Cancer Care Gold (Pilot Product)
• Star Net Plus

Steps To Compare & Buy Family Health Insurance Plan Online.

• Step 1: Fill Basic Details of You & Your Family, Set Your Sum Insured Amount & Get FREE Instant Quote.
• Step 2: Compare Low To High Premium Amount Plans Of India's Best Insurance Companies.
• Step 3: Compare Each Plan in detail. Policy Brochure are Available.
• Step 4: Select Best Health insurance plan & Buy.
• Step 5: Fill Basic Details of You & Your Family, And Get your Policy Number.
• Step 6: Make Payment Online (Net banking, Debit card, Creadit card Are accepted)
• Step 7: Bingo Your Policy is Genarated.
• Step 8: Get soft-copy on your E-mail within 2 min & hard-copy within in 5 days at your home address.